I skipped it because I figured my situation may not be representative, but my annual cost is under $1,000. I have a very clean record, a long history with the company, and low mileage. The insurance company furnishes a device for my car that tracks my activity.
In my experience, Vegas local drivers are not as bad as their reputation, but if you drive near the Strip, you'll need to avoid disoriented tourist drivers.
I have AAA but have shopped around. I haven't had a ticket or accident in something like 9 or 10 years. I've forgotten when I got my last ticket. I typically loathe companies infringing on my privacy but might look into what type of discount I could get by using a tracking device.
My choice right now is to wait until I can pay cash for the car and avoid the insurance problem as I've done in the past. The legal requirement of liability only isn't nearly as expensive, although it's still almost four times what I had paid in SoCal.
I would caution those with the gambling gene or those who like their alcohol to proceed with caution. This is not the place to live if one has either of those vices.
Certainly true, but if you choose and are able, you can avoid the degeneracy by staying near the affluent areas typically on the extremities of the valley,
Well, not really. Reading between the lines, I was referring to those with addictions. There are large casinos within a mile or two of almost everyone in the valley and smaller local places all over, and none of them close. There are no "last call"s because liquor is served 24/7. Liquor might be the more serious of the two vices, depending on a person's affluence (ability to withstand ongoing gambling losses.)
For those who just enjoy either activity, then self-imposed moderation is certainly possible and there is a lot more to Las Vegas than the casinos. Of course, they can't be beaten for cheap breakfast options. Where else can you get an omelet made to order with your choice of sides, coffee and OJ for under $2, or $6 for non-gamblers?
As you well know, aspiring AP's will need large bankrolls but I've met quite a few older couples who have made a retirement job or pastime playing together. Many of them have been at it for years. My personal observations suggest that it's a great way for these couples to have a regular activity in which they mutually participate and keep their minds sharp. Of course, both spouses must be on board.
